Identity Review 360 Solution - Ekata, a Mastercard Company (2024)

Home Solutions Identity Review 360

Empower manual review agents to quickly assess identity risk, approve good transactions and investigate potential fraud on a global scale.

Why use Identity Review 360 identity review?

Identity Review 360 is the only global identity review solution that provides several search options with robust analytics and admin tools, direct workflow integrations and a clear and focused user experience. Empower manual review teams to make faster more accurate identity fraud decisions on a global scale with an intuitive graphic dashboard providing a picture of the identity behind a transaction.

The Identity Review 360 interface is tailored for manual review agents, highlighting critical data points that simplify complex fraud decisions.

Improve customer acquisition rates

Consumers demand a prime experience in all digital transactions, including opening an online account.

Mastercard Identity Review 360 data is powered by Ekata and expedites the user experience for good applicants to help meet acquisition goals — while preventing bad actors from using fraudulent identities to gain instant credit, seek loans, launder money or execute breakout schemes.

Verify customers with confidence

Network and Identity Risk Scores deliver predictive signals in real time, providing the confidence to convert good customers with faster onboarding.

Reduce abandonment for thin-file customers

Utilize a dynamic data set of identity elements, linkages, and real-time behavior patterns to confidently validate all legitimate applicants.

Prevent identity fraud

Leverage the power of machine learning to analyze probabilistic risk indicators and determine if the applicant is a real person and are who they claim to be.

Stop fraud from eating into your bottom line

As more customers move online and fraudsters become more sophisticated, ecommerce companies benefit by identifying fraud before a customer gets to the checkout page. This early prevention reduces false positives and cart abandonment.

Provide minimal sign-up details to enable quick and confidant sorting of customers into low- and high-risk categories to tailor their experience on your platform accordingly.

Keep sign-up flows simple

Determine risk with minimal information, enabling good customers to onboard and start transacting immediately.

Stop promo fraud

Ensure sign-up incentives, referral bonuses, and loyalty discounts are only provided to customers growing your business.

Flag risky users during sign-up

Flag risky users without preventing account opening by adding friction to their experience and deter fraudulent transactions.

Maintain platform integrity and consumer trust

As fraudsters seek new places to gain a foothold, ensuring they’re not allowed entry into your marketplace is key — and a friction-free identity verification solution that assesses risk upfront can help.

Provide minimal sign-up details to enable quick and confident sorting of users into low- and high-risk buckets to keep bad actors off your platform.

Maintain your reputation

Weed out cybercriminals during account opening to ensure they do not damage your company’s hard-won reputation.

Stop promo fraud

Ensure sign-up incentives, referral bonuses, and loyalty discounts are only provided to the people growing your business.

Protect your users

Reject high-risk applications to help ensure the safety of your user base, the health of your platform and the payments ecosystem.